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UK: Professional Indemnity

Introduction There is often confusion as to whether claims should be presented under TPL or professional indemnity (PI) policies. In this article, we clarify the extent of cover under each class of insurance and how best to avoid confusion and duplication at the interface. TPL policies cover the insureds for their legal liability to third … Continued

UK: Financial loss

Welcome to the fourth article in our series investigating the cover available under third party liability (TPL) polices for construction businesses.  Introduction In this article we will consider a common TPL policy extension, financial loss (FL).  This is commonly defined as a loss for which the insured is legally liable, that does not arise from … Continued

UK: Contractual liability cover

Introduction This is the third instalment in a series of articles, the purpose of which is to clarify the extent of cover required by construction businesses, be they main or sub-contractors, under third party liability (TPL) policies. TPL policies, sometimes referred to as public liability (PL) policies, protect contractors against liabilities arising from damage to … Continued

UK: Products liability and completed operations liability

Introduction This is the second instalment in a series of articles, the purpose of which is to provide clarity around the extent of cover required by construction businesses, be they main or sub-contractors under third party liability (TPL) policies. TPL policies, sometimes referred to as public liability (PL) policies, protect contractors against liabilities arising from … Continued

Introduction to third party liability UK construction insurance

Welcome to our new series of construction third party liability insurance article This article will take a closer look at a key class of insurance for the construction industry, third party liability (TPL). These TPL policies, sometimes referred to as public liability (PL) policies, protect contractors against liabilities arising from damage to property owned by, … Continued