At Price Forbes, we deliver specialist Terrorism & Political Violence insurance solutions designed to respond to these evolving threats. We work with US brokers to structure and place coverage that provides clarity, certainty and meaningful protection where conventional property or liability coverage falls short.
In 2025, our dedicated Terrorism & Political Violence team placed over USD70m GWP into the London Market. We’re more than a just placement partner, we support brokers with disciplined structuring, market‑leading facilities and integrated claims support – helping clients prepare for, respond to and recover from terrorism and politically motivated violence.
We design and place tailored Political Violence and Terrorism programmes to address a broad spectrum of physical, operational and financial exposures. Our product suite includes:
Terrorism & Sabotage
Standalone property and liability solutions as an alternative to TRIA, including malicious acts not typically certified under government frameworks.
Political Violence (War on Land)
Protection for politically motivated violence, including civil war and internal conflict.
Strikes, Riots & Civil Commotion (SRCC)
Including extensions for looting and malicious damage.
Terrorism Liability
First and third party liability protection arising from terrorist or malicious acts.
Active Assailant / Malicious Attack
Integrated protection for property damage, business interruption, liability and crisis response.
CBRN (Nuclear, Chemical, Biological, Radiological) Terrorism
Property damage and liability cover for severe and catastrophic threat scenarios.
Cyber Terrorism Write-Back
Cover for ensuing physical damage arising from malicious cyber-attacks.
Confiscation, Expropriation, Nationalisation & Deprivation
Available as sub limits within broader Political Violence programmes.
Programmes are structured on a standalone or rap around basis, depending on risk profile, geography and client objectives.
For many US exposed risks, standalone Terrorism & Sabotage insurance provides broader, clearer and more responsive protection than reliance on TRIA. Standalone solutions:
By contrast, TRIA requires formal certification, applies only to US assets, and has never paid a certified claim, which introduces uncertainty in both coverage and response.
We advise brokers on when standalone solutions are appropriate and how best to integrate them into wider property and casualty programmes.
Price Forbes provides access to a dedicated Terrorism & Political Violence facility offering meaningful capacity and streamlined execution. The facility delivers:
This solution is designed to support both single risks and large portfolios, reducing market friction while delivering scale and consistency.
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Active Assailant incidents have become an increasingly material risk across a wide range of sectors, from commercial property and hospitality to education, transport and public venues. The evolving nature of these events - often involving multiple forms of weaponry, coordinated attacks, and heightened media scrutiny - has significantly expanded both the immediate and long term impact on organisations.
Price Forbes provides specialist Active Assailant insurance designed to help organisations prepare for, respond to and recover from malicious physical attacks. Our solutions are structured to address not only physical damage and interruption, but also the human, operational and reputational consequences that follow these events.
Core areas of cover can include:
Property Damagefor physical loss, damage or destruction of insured property resulting from an Active Assailant incident.
Business Interruption & Denial of Access for loss of income following physical damage or enforced closure of premises after an event.
Legal Liability protection for damages, defence costs and claim expenses arising from third party injury or fatality.
Loss of Attraction for loss of revenue caused by a sustained reduction in footfall or customer activity following an incident.
Extra Expenses indemnity for additional costs such as enhanced security, medical and funeral expenses, temporary premises, counselling, brand rehabilitation and crisis communications.
Bodily Injury / Death Benefitspayable in the event of bodily injury or fatality linked to an insured incident.
Response & Consultancy Feesfor pre incident risk consultation as well as post incident crisis response and specialist support.
A defining feature of Price Forbes’ Active Assailant solutions is the inclusion of specialist Crisis Management Consultancy, embedded within the policy and available before, during and after an incident. This support is critical in helping organisations manage real world events where speed, coordination and judgement are paramount.
Prior to any event, consultants work with organisations to assess vulnerabilities, develop tailored crisis response plans and deliver targeted training. This preparation helps reduce exposure, improve response readiness and strengthen organisational resilience.
In the immediate aftermath of an incident, specialist consultants provide on the ground support, coordinating response efforts, supporting communication with law enforcement and emergency services, and assisting with victim representation. Medical and psychological support is mobilised quickly to care for those affected.
Following an event, the focus shifts to recovery. Crisis consultants support reputation and communications management, help organisations navigate media scrutiny, and coordinate ongoing counselling and aftercare services to address long term psychological impacts and rebuild trust.
We work with US retail brokers supporting Political Violence and Terrorism placements across sectors including:
Each placement is tailored to occupancy, geography, aggregation and threat profile.
Placing Political Violence risk effectively requires specialist judgment, market leverage and experience navigating uncertainty. At Price Forbes, we act as a strategic partner to US brokers, delivering protection where risk, exposure and scrutiny converge.
Our insurance experts are always on hand to talk about ways we can join forces to take on the future.
