For real estate investment managers, fund managers, property companies, developers and asset managers, insurance is no longer simply a matter of placing individual policies against isolated exposures. Legal structures, management agreements, contractual obligations, lender requirements and regulatory expectations all need to be understood together if coverage is to respond effectively.
At Price Forbes, we support brokers and clients globally in structuring sophisticated real estate insurance programmes through the London and Bermuda markets. Our approach combines technical placement expertise with a deep understanding of how real estate businesses operate, helping clients manage risk across property ownership, development activity, investment management and day-to-day operational control.
We place comprehensive insurance programmes for physical assets and associated income exposures, tailored to single assets, multi-site portfolios and multinational ownership structures.
Core capabilities include:
Real estate businesses face significant legal and professional exposures across investment, management and operational activities. We structure integrated financial lines solutions that reflect the full legal framework of the real estate ecosystem.
Capabilities include:
In acquisition, disposal and financing activity, insurance is increasingly used as a strategic tool to allocate risk, protect value and facilitate deal execution. We support brokers and clients in placing transactional risk solutions for individual transactions and wider portfolio strategies, including:
We work closely with insurers to structure policy terms, exclusions and timeframes that reflect the commercial dynamics and timelines of each deal, helping transactions proceed with greater certainty.
We support real estate clients through the risks associated with development, refurbishment and construction activity, working closely with specialist markets and internal expertise.
Capabilities include:
Real estate businesses are exposed to a wide and evolving range of risks, spanning physical assets, financial structures, operational activity and global regulatory environments. From property damage and business interruption through to management liability, cyber exposure and geopolitical risk, these challenges rarely sit in isolation, particularly for clients operating across multiple jurisdictions or complex ownership structures.
Real estate investment managers operate across complex legal structures, multiple entities and overlapping responsibilities, spanning acquisition, development, asset management and disposal. Traditional insurance programmes, built across separate policies, often struggle to keep pace, creating fragmentation, inefficiency and potential gaps in coverage.
Our Real Estate Investment Management solution brings together the Directors' & Officers', Professional Indemnity, Crime and Employment Practices Liability into one streamlined, market leading policy. Purpose-built for the real estate sector, it delivers seamless protection across investment structures, property ownership, development and management activities
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Yes - particularly where required by funders, developers, or future buyers. Latent Defects Insurance offers long-term protection for structural issues that may only surface post-completion.
Rights-of-Light insurance protects developers and property owners against the risk of legal claims that could delay or derail a project.
Contingent property damage insurance is a bespoke solution we offer during acquisitions or refinancing when a standard policy falls short of lender requirements. It fills in the gaps, ensuring transactions can proceed smoothly, even under tight timelines or complex structural setups.
We assess your portfolio size, usage types, geographies, and legal structures to recommend either a blanket or scheduled-location approach. Where needed, we coordinate local policies into a global programme, delivering consistency, compliance, and strategic efficiency.
We partner with you and your legal advisers to perform insurance due diligence, identify any compliance or exposure issues, and implement solutions quickly. Our experience means we can navigate even the most complex structures, often securing bespoke coverage quickly to keep your deal on track.
Our insurance experts are always on hand to talk about ways we can join forces to take on the future.
