Whether it’s a W&I policy to protect the buyer from unknown risks or a specific known risk policy to help unlock additional deal value, transactional risks insurance allows buyers and sellers to move quickly while mitigating potential liabilities.
Our sister company, HWF Partners, are a specialist transactional risk insurance broker and advisor with significant expertise in structuring bespoke insurance solutions, to offer the best-in-class transactional risk solutions
We advise strategically and place transactional risk cover for private equity sponsors, institutional investors, strategic buyers, family offices, and corporates. Key solutions include:
Insurance Due Diligence provides an independent assessment of a target company’s insurance programme ahead of an acquisition, divestment or refinancing. By identifying insurance-related risks, liabilities and opportunities, IDD helps buyers protect deal value, improve transaction certainty and plan for successful integration.
Independent, comprehensive IDD can also help to enhance W&I policy coverage by reducing the breadth, or removing altogether, operational insurance related exclusions.
We support transactional placements with discretion, speed and specialist structuring insight.
Warranty & Indemnity (or Representations & Warranties) insurance protects against breaches of representations in an M&A deal. Buyers often purchase it to reduce reliance on seller indemnities, while sellers use it to secure clean exits.
Tax insurance can cover identified exposures such as loss of a deduction, recharacterisation of a transaction, or challenges by tax authorities. It provides certainty for deal parties where tax risk may otherwise delay or block completion.
These policies are highly bespoke and can cover litigation, regulatory matters, warranty claims, pensions, or IP issues that threaten the value of a transaction.
We would advise allowing 5 business days to source terms following receipt of an information memorandum (or similar) and draft acquisition agreement. Once an insurer is selected, we would advise allowing another 5 business days for the underwriting phase following receipt of due diligence. We can move quicker if needed subject to deal timetables, subject to deal complexity and underwriting access.
Yes. We work across buyouts, carve-outs, SPACs, IPOs and secondary transactions, helping brokers secure the right coverage for the deal profile.
Our insurance experts are always on hand to talk about ways we can join forces to take on the future.