Risk Solutions

Directors’ & Officers’ Liability

At Price Forbes, we help brokers place tailored Directors' & Officers' (D&O) liability programmes that protect senior leadership from complex personal liability exposures. From emerging therapies and IPOs to M&A activity, distressed restructurings and SPAC transactions, our proprietary solutions are designed for today's most challenging risks.

Our team of D&O specialists combines deep expertise in bespoke coverage drafting, executive indemnification and strategic risk advisory. We advise clients on emerging exposures such as ESG, fintech, AI and digital assets, while structuring solutions that align with wider management liability, cyber and corporate risk strategies. Beyond insurance placement, we also provide guidance on indemnification arrangements and complementary financial protection frameworks for directors and officers.

Financial & Professional coverages

We place standalone and blended D&O programmes, adapting structure and wording to the client’s sector, jurisdiction, and risk profile. Key capabilities include:

  • Public Company D&O
    Specialised focus on organisations with market cap of USD100 million and above.
  • Crypto & Digital Asset D&O
    Capacity up to USD75 million, Crime limits up to USD125 million, and Specie limits up to USD1 billion.
  • Fintech Solutions
    Proprietary wording blending D&O, Financial Institutions Professional Indemnity (FIPI), Technology E&O, Crime, and Fiduciary exposures.
  • Capital Markets
    Coverage for IPOs, SPACs, and De-SPAC transactions, including foreign filers and US-domiciled entities.
  • Strategic SPAC Coordination
    Specialist expertise in aligning SPAC and De-SPAC coverages to help mitigate exposure to claims spanning multiple transactions and policy periods.
  • Multinational Programmes
    Solutions for organisations with complex global insurance requirements and local policy obligations.

Industries we support with Financial & Professional solutions

We work with clients and brokers across sectors where governance, regulatory, and personal liability risks are significant, including:

Key contacts

Gareth
Gareth Abbott
Managing Director, Financial Lines
Bianca
Bianca Jarca
Managing Director, Executive Risks
Spotlight Solution

Fund Sentinel: Our portal for fund managers D&O insurance

Award-winning D&O protection, purpose-built for fund managers.

Fund Sentinel is a specialist Directors’ & Officers’ Liability insurance solution designed exclusively for investment firms. Delivered via a secure online platform, it offers instant quotes, seamless policy management, and market-leading wording backed by London capacity.

Built for GPs, directors and fund entities across private equity, venture capital, credit, real estate and tokenised structures, Fund Sentinel combines comprehensive D&O, Entity and PI cover with reduced deductibles and simplified purchasing.

Whether you manage a single fund or a multi-platform operation, Fund Sentinel brings speed, clarity and confidence - without compromise on protection.

 

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Bermuda Market Spotlight

Flexible, high-capacity protection for emerging and distressed exposures.

Our Bermuda D&O solution is designed for businesses facing unconventional, hard-to-place or distressed risks. With USD66 million GWP placed and more than 95% client retention, it offers underwriting flexibility and significant market appetite for emerging and complex industries, including digital assets, AI-driven businesses and cannabis-related risks.

Delivered through 19 direct markets, including seven Lead DIC markets and five Primary ABC carriers, our Bermuda programmes can be structured as standalone placements or integrated tower solutions. Clients benefit from streamlined primary and excess capacity, dedicated large limits, and direct access to Bermuda-based underwriting and claims teams.

Whether navigating bankruptcy, undertaking a SPAC transaction or operating within an emerging industry, Bermuda delivers speed, certainty and long-term capital for complex D&O exposures.

Directors’ & Officers’ insurance

Frequently Asked Questions

D&O provides financial protection for directors, officers, and senior managers against personal claims arising from alleged wrongful acts, mismanagement, or breach of duty. It covers legal costs, settlements, and damages.

Coverage typically extends to individuals subject to regulatory approvals (e.g. Senior Managers regime), as well as the Data Protection Officer, General Counsel, Risk Manager, and other senior employees.

D&O protects individuals from personal liability, while PI covers the company for claims arising from professional services or advice.

Yes. D&O can respond to regulatory investigations, whistleblower allegations, and self-reporting scenarios, helping protect personal assets and fund legal defence.

Absolutely. We place pre-IPO cover, run-off for exited directors, and increased limits around corporate events including SPACs and de-SPACs.

Our claims team is embedded in the broking process, ensuring technical support, insurer engagement, and continuity from placement through resolution.

Let's Talk

Our insurance experts are always on hand to talk about ways we can join forces to take on the future.