Risk Solutions

US Property

From catastrophe‑exposed portfolios to valuation‑sensitive assets and supply‑chain‑dependent operations, property risk in the US has become increasingly volatile and complex. Businesses face heightened exposure to natural perils, aggregation risk and business interruption loss, often under increasing scrutiny from lenders, regulators and other stakeholders.

Price Forbes delivers specialist property insurance solutions for complex, high‑value and catastrophe‑exposed risks. We work with US retail brokers to structure and place London and Bermuda market programmes for clients ranging from single assets to large, geographically diversified portfolios.

In 2025, our Property team of more than 100 specialists placed over USD2bn of GWP into the London Market. Whether protecting global real estate portfolios, securing hard‑to‑place industrial assets or building resilience against catastrophe perils, our team go beyond traditional broking to unlock efficiency, certainty and long‑term value.

With direct access to Lloyd’s, company markets, and international carriers, supported by proprietary capacity solutions and in‑house analytics, we help brokers deliver property programmes that withstand scrutiny in both placement and claims.

US Property Solutions

We design and place bespoke Property Damage and Business Interruption programmes aligned to asset profile, geography and balance sheet tolerance. Solutions can be deployed on a primary, excess or quota share basis, and structured for domestic or multinational exposures. Core capabilities include:

Property Damage & Business Interruption
Direct and reinsurance solutions across single location risks, portfolios and global schedules.

Primary & Excess Placements
Layered towers structured for large limits, including complex excess and DIC solutions.

Catastrophe Exposed Portfolios
Programmes addressing wind, flood, earthquake and wildfire risk, supported by advanced modelling and aggregation management.

Structured Programmes
Quota share, first loss and blended structures designed to optimise capacity and pricing.

Multinational Programmes
Coordinated global placements with aligned coverage terms across multiple territories.

Deductible Buy Backs & Buy Downs
Tailored solutions to manage retentions for specific perils or All Other Perils.

CAT Only & Parametric Solutions
Targeted catastrophe protection, including parametric structures where appropriate.

Terrorism & Political Violence
Integrated property related security solutions, supported by our specialist Terrorism & Political Violence team.

Analytics & Data Modelling Capabilities

Effective property placement depends on robust understanding of exposure. We work closely with our analytics specialists to support brokers with:

  • Risk data review and exposure validation
  • Model selection and comparative analysis
  • Deployment of proprietary and third party catastrophe models
  • Accumulation analysis for modelled and non modelled perils
  • Clear articulation of risk quality to underwriters

This analytical approach underpins disciplined programme design and competitive outcomes.

Key contacts

Jonathan
Jonathan Greener
Deputy Chief Executive Officer, Property
Gareth
Gareth Davies
Executive Vice President & Head of Property, Bermuda

Industries we support with US Property solutions

We work with US retail brokers supporting property driven risks across a wide range of sectors, including:

  • Real estate (commercial, residential and habitational)
  • Hospitality, leisure and gaming
  • Manufacturing and heavy industry
  • Food processing, agribusiness and forestry
  • Utilities, infrastructure and logistics
  • Transportation assets, including ports, rail and airports
  • Pharmaceuticals and life sciences
  • Public entities and education
Spotlight

Market-Leading Facilities

Lectio

Lectio is Price Forbes’ exclusive follow‑form placement solution, underpinned by ring‑fenced capacity and long‑term insurer partnerships. Designed to deliver certainty and efficiency, Lectio automatically supports lead pricing, terms and conditions on in‑scope layers, reducing placement risk and improving execution speed.

The facility provides pre‑secured capacity across multiple territories and supports consistent coverage, particularly during challenging market conditions. Automated claims processing through established market frameworks further enhances certainty for brokers and clients alike.

 

Global Property Facility

Our Global Property Facility provides a comprehensive, independent property solution for mid‑market risks without the inefficiencies often associated with traditional London placements. Led by strong lead markets and supported by a broad underwriting panel, the facility combines wide appetite with rapid capacity deployment and flexibility across direct and reinsurance placements.

 

 

Get in touch

Why Price Forbes for US Property?

Placing large or catastrophe exposed property risks in London and Bermuda requires scale, judgement and market influence. At Price Forbes, we act as a strategic wholesale partner to US retail brokers, delivering property solutions backed by deep expertise, analytical strength and proprietary capacity.

  • One of the leading independent property teams in the London market
  • Extensive experience across CAT exposed and high value portfolios
  • Access to Lloyd’s, Company and international markets, including Bermuda
  • Proprietary capacity solutions and specialist facilities
  • Advanced analytics and modelling capabilities
  • Integrated advisory and claims expertise
  • Trusted partner to brokers placing complex US property risks globally

Let's Talk

Our insurance experts are always on hand to talk about ways we can join forces to take on the future.