Price Forbes delivers specialist cyber insurance solutions for complex, evolving and systemic digital risks. We work with US retail brokers to structure and place London and Bermuda market programmes for clients operating across data‑driven, technology‑enabled and highly regulated sectors.
In 2025, our Cyber team placed over USD110m of GWP, supported by a specialist group of 23 cyber professionals with advanced technical capabilities and significant market influence. From primary placements through to large excess towers and alternative programme structures, we support brokers placing cover where cyber risk extends beyond data breach to encompass operational disruption, financial loss, technology dependency and third‑party exposure.
We design and place bespoke cyber programmes aligned to client risk profile, industry exposure and balance sheet tolerance. Solutions are structured across primary, excess and hybrid placements, with flexibility to evolve as threats and regulations change.
Our core capabilities include:
Cyber Liability
Coverage for data protection, network security, regulatory response and cyber related financial loss, including cyber triggered property damage where appropriate.
Technology Professional Liability
Protection for technology service providers against errors, omissions and failure of technology enabled services.
Media Liability
Cover for intellectual property infringement, defamation and digital content related exposures.
Social Engineering & Fraud (Excess)
Standalone and excess solutions addressing invoice manipulation, payment diversion and deceptive transfer events.
FinTech & Digital Business Risks
Cyber and technology solutions tailored to payment platforms, financial technology firms and digital service providers.
Intellectual Property Insurance
Specialist protection for defence, pursuit and business interruption linked to IP infringement and trade secret misappropriation.
We regularly advise on alternative programme structures, including aggregation solutions, reinsurance backed facilities and pooled risk approaches for complex cyber exposures.
Our cyber programmes can incorporate a range of tailored enhancements, including:
These features are deployed selectively based on client operation, industry and threat profile.
Prime 3.0 is Price Forbes’ proprietary, broker written modular cyber, technology E&O and media wording. It has been developed and refined through direct claims experience and continuous engagement with market developments and regulatory change.
The wording provides a broad, modern coverage framework with enhanced clarity around trigger events, operational technology exposure, financial crime and reputational impact - supported by pre approved vendor access and streamlined claims pathways.
Prime 3.0 is designed to support consistency of cover across complex placements, while remaining adaptable to industry specific requirements and evolving cyber loss scenarios.
Get in touch
We work with US retail brokers supporting clients across a wide range of cyber exposed sectors, including:
Each programme is structured with industry specific exposures, regulatory obligations and claims experience in mind.
Cyber losses are fast moving, technically complex and reputationally sensitive. Our Cyber team works alongside dedicated technical, wording and claims specialists to ensure programme design anticipates real loss scenarios.
This integrated approach helps brokers deliver confident outcomes for their clients when incidents occur.
Placing cyber risk effectively requires judgment, market leverage and the ability to adapt at speed. At Price Forbes, we act as a strategic wholesale partner to US retail brokers, delivering cyber solutions that reflect both current threats and future uncertainty.
Our insurance experts are always on hand to talk about ways we can join forces to take on the future.
