Risk Solutions

US Cargo & Stock Throughput

Price Forbes delivers expert cargo and stock throughput insurance solutions for complex, global supply chains. We work with brokers supporting clients across high-volume, high-value and high-hazard cargo exposures, providing resilience from origin through to final destination.

With over USD100m GWP placed into the London Market in 2025, our Cargo team brings extensive experience in understanding client exposures, applying robust risk management insight, and leveraging strong market relationships to structure tailored, fit for purpose programmes. By combining technical precision with broad market access, we design solutions that protect inventory, stabilise costs, and respond effectively to disruption across the supply chain.

Backed by deep technical expertise, global market access and in‑house claims support, we deliver cargo solutions that provide clarity, consistency and resilience in an increasingly volatile trading environment.

Industries we support with US Cargo & Stock Throughput solutions

We place bespoke Cargo and Stock Throughput programmes using industry specific manuscript wordings, extensions and facilities, tailored to sector, geography and risk profile.

Our core areas of expertise include:

  • Agriculture and soft commodities
  • Fish, seafood and other perishables
  • Forest products, pulp and paper
  • Mining and metals
  • Oil, petroleum and chemicals
  • Lithium-ion and iron battery risks
  • Pyrotechnics
  • Automotive and supply chain logistics
  • Heavy equipment and machinery
  • Hi-tech and technology manufacturing
  • Clothing and apparel
  • Pharma, biotech and life sciences
  • Food manufacturing and distribution
  • Logistics and warehousing operators
  • Commodity traders and financiers
  • Project cargo and construction
  • Wineries, breweries, distilleries and beverage distribution

Benefits of Stock Throughput

Traditional property and cargo programmes can create unnecessary complexity when goods move between manufacturing, storage and distribution locations. Stock Throughput simplifies this by bringing transit and stock exposures together under a single policy structure, providing consistent protection throughout the supply chain.

For brokers and their clients, this often means fewer coverage disputes, greater administrative efficiency and a more resilient response to loss events. By consolidating storage and transit risks into one programme, Stock Throughput can also unlock additional catastrophe capacity and reduce pressure on traditional property placements.

Key advantages include:

  • One seamless policy covering goods from production through to final delivery
  • Clearer claims outcomes with no uncertainty over policy response
  • Competitive catastrophe protection for flood, windstorm and earthquake exposures
  • Fixed-dollar deductibles and selling price valuation options
  • Reduced administration and simplified annual premium adjustments

Key contacts

James
James Stumbles
Executive Director, Cargo
Product Spotlight

Accordium

The first integrated Property, Stock Throughput & Terrorism facility in the London Market

Accordium is a unique facility developed to provide seamless protection across fixed assets, inventory, goods in transit and terrorism exposures through a single integrated solution. Designed for small and middle-market businesses with Total Insured Values below USD 1 billion, it eliminates many of the coverage gaps and administrative complexities that can arise when these risks are placed separately.

By bringing Property, Stock Throughput and Terrorism cover together under one facility, Accordium simplifies placement, streamlines claims handling and provides greater certainty of outcome for clients operating across complex supply chains.

 

Learn more

Market-Leading Cargo Facilities

Our specialist facilities provide comprehensive protection across industries, geographies and risk profiles. Designed to complement core insurance programmes, they unlock additional capacity at more economical pricing than the open market.

MasterCover Facility - Limits up to USD75m

Light Manufacturing Facility - USD75m limit, including up to USD5m BPP and USD1m BI; enhanced commissions available

Small Business Facility - Exclusive online platform for SME risks; limits up to USD15m with minimum premiums from USD2.5k

Aviation Spares Facility - Focused cover with limits up to USD10m

Excess Stock Facility - Limits up to USD150m; minimum attachment from USD10m

Warehousemen’s Legal Liability Facility - Limits up to USD50m

Oil & Chemicals Facility - USD150m for high hazard cargo

Dedicated Wine Facility - USD50m primary limit, with up to USD125m available via Wine Excess Facility

War Facility - USD150m limit, including up to USD75m for Russia/Ukraine exposures

Product Spotlight

AgriShield

Specialist protection for agricultural and commodity supply chains

Agribusinesses operate within some of the most complex and volatile supply chains in the world. Fluctuating commodity prices, seasonal inventory movements, temperature-sensitive products and catastrophe exposure can create significant challenges for traditional insurance programmes.

AgriShield has been developed specifically for agricultural businesses, providing comprehensive Stock Throughput protection for raw materials, work-in-progress, finished goods, stored products and goods in transit.

Designed to complement traditional property programmes, AgriShield can help release valuable property market capacity whilst enhancing protection for stock throughout the supply chain.

Key features include:

  • Limits of up to USD 75 million per location and per transit - additional capacity available up to USD 225 million through our Excess Stock Facility
  • Natural catastrophe protection including flood, windstorm and earthquake
  • Enhanced valuation provisions incorporating anticipated revenue and future profit margins
  • Spoilage and deterioration cover for heating, sweating, fermentation, spontaneous combustion and dust explosion
  • Exposure fluctuation provisions to manage changing commodity values

 

Learn more

Why Price Forbes for US Cargo & Stock Throughput?

Placing cargo and stock throughput risk effectively requires more than access to capacity: it demands technical judgement, disciplined structuring, and a clear understanding of how losses play out in practice. At Price Forbes, we design programmes that stand up to operational complexity, catastrophe exposure and claims scrutiny.

Our role is to simplify protection across the supply chain, while delivering certainty, resilience and long‑term value for your clients.

  • Expertise across cargo, stock and supply chain risk
  • Industry‑specific manuscript wordings and bespoke enhancements
  • Market‑leading structured and facility‑based solutions
  • Significant CAT capacity via the global cargo market
  • Integrated claims expertise from placement to settlement
  • Trusted partner to US brokers

Let's Talk

Our insurance experts are always on hand to talk about ways we can join forces to take on the future.