Risk Solutions

US Cargo & Stock Throughput

Price Forbes delivers expert cargo and stock throughput insurance solutions for complex, global supply chains. We work with brokers supporting clients across high-volume, high-value and high-hazard cargo exposures, providing resilience from origin through to final destination.

With over USD100m GWP placed into the London Market in 2025, our Cargo team brings extensive experience in understanding client exposures, applying robust risk management insight, and leveraging strong market relationships to structure tailored, fit for purpose programmes. By combining technical precision with broad market access, we design solutions that protect inventory, stabilise costs, and respond effectively to disruption across the supply chain.

Backed by deep technical expertise, global market access and in‑house claims support, we deliver cargo solutions that provide clarity, consistency and resilience in an increasingly volatile trading environment.

Industries we support with US Cargo & Stock Throughput solutions

We place bespoke Cargo and Stock Throughput programmes using industry specific manuscript wordings, extensions and facilities, tailored to sector, geography and risk profile.

Our core areas of expertise include:

  • Agriculture and soft commodities
  • Fish, seafood and other perishables
  • Forest products, pulp and paper
  • Mining and metals
  • Oil, petroleum and chemicals
  • Lithium-ion and iron battery risks
  • Pyrotechnics
  • Automotive and supply chain logistics
  • Heavy equipment and machinery
  • Hi-tech and technology manufacturing
  • Clothing and apparel
  • Pharma, biotech and life sciences
  • Food manufacturing and distribution
  • Logistics and warehousing operators
  • Commodity traders and financiers
  • Project cargo and construction
  • Wineries, breweries, distilleries and beverage distribution

Benefits of Stock Throughput

Coverage

  • Single, seamless policy across transit and storage
  • Eliminates disputes over division of loss
  • Lower, fixed dollar deductibles
  • Stock limits set on a per‑location basis
  • Broad “All Risks” wording with limited exclusions
  • Selling price valuation
  • Industry‑specific enhancements and extensions

Cost Efficiencies

  • Competitive pricing through consolidated placement
  • Reduction in Total Insurable Values (TIV) on property programmes

Catastrophe Protection

  • Access to deep CAT capacity via the cargo market
  • Full limits available for Windstorm, Earthquake and Flood
  • Each CAT peril treated separately
  • Fixed dollar CAT deductibles rather than percentage‑based

Administration

  • Simplified policy administration
  • No cargo or inventory reporting requirements
  • Premiums adjusted annually using a single trading figure (sales turnover)

Key contacts

James
James Stumbles
Executive Director, Cargo
Product Spotlight

Market-Leading Cargo Facilities

Our specialist facilities provide comprehensive protection across industries, geographies and risk profiles. Designed to complement core insurance programmes, they unlock additional capacity at more economical pricing than the open market.

Key facilities include:

  • MasterCover Facility - Limits up to USD75m
  • Light Manufacturing Facility - USD75m limit, including up to USD5m BPP and USD1m BI; enhanced commissions available
  • Small Business Facility - Exclusive online platform for SME risks; limits up to USD15m with minimum premiums from USD2.5k
  • Aviation Spares Facility - Focused cover with limits up to USD10m
  • Excess Stock Facility - Limits up to USD150m; minimum attachment from USD10m
  • Warehousemen’s Legal Liability Facility - Limits up to USD50m

 

We also offer tailored facilities for specialist cargo sectors, including:

  • AgriShield - USD75m limit for agricultural businesses, including soft commodities and fruit
  • Oil & Chemicals Facility - USD150m for high hazard cargo
  • Dedicated Wine Facility - USD50m primary limit, with up to USD125m available via Wine Excess Facility
  • War Facility - USD150m limit, including up to USD75m for Russia/Ukraine exposures

 

Get in touch

Why Price Forbes for US Cargo & Stock Throughput?

Placing cargo and stock throughput risk effectively requires more than access to capacity: it demands technical judgement, disciplined structuring, and a clear understanding of how losses play out in practice. At Price Forbes, we design programmes that stand up to operational complexity, catastrophe exposure and claims scrutiny.

Our role is to simplify protection across the supply chain, while delivering certainty, resilience and long‑term value for your clients.

  • Expertise across cargo, stock and supply chain risk
  • Industry‑specific manuscript wordings and bespoke enhancements
  • Market‑leading structured and facility‑based solutions
  • Significant CAT capacity via the global cargo market
  • Integrated claims expertise from placement to settlement
  • Trusted partner to US brokers

Let's Talk

Our insurance experts are always on hand to talk about ways we can join forces to take on the future.